Premium Financing

Premium Financing the RIGHT Way - Leveraged Life Insurance can bring in Huge Premiums when Properly Structured.

Total Financial is a proven source for advance premium finance case design and case placement. Our world-class underwriting, combined with our access to the best premium financing sources in the industry, gives you the Total Source for premium financing.
Financing is a powerful tool when presented to the right client. We have the expertise to help you find the best solution for your clients.

    Premium Financing Prospects
  • Privately held companies

  • Small/Medium Business Owner(s)

  • Partnerships – partner buyout/benefits

  • Law Firms

  • CPA Firms

  • Doctors

  • Dentists

  • Consulting Firms

  • High-end self-employed professionals

  • Athletes

  • Family Businesses – succession planning/benefits


  • The Total Premium Financing Advantage

    Advanced Case Designs - We will work with you to decide if the client is a good prospect and provide you with the most advantageous case design. Each of these cases are unique and have very different needs. We have access to a comprehensive list of vendors, lenders and advanced case design support to get your case properly designed and funded.

    World Class Underwriting - The best underwriting offer matters. With over 40 years of advanced underwriting experience, we have the capabilities and deep relationships at our carrier partners to get the best possible offer for your case.

    For more information about premium financing, please contact our Marketing Department PHONE: 310-477-7500


    Total Financial is your source for advanced premium finance case design and placement. With over $150,000,000 of premium currently in-house, we have access to more viable loan facilities than other firms, including domestic and international banks. When presented to the right client premium finance is a powerful tool for estate planning, business succession planning and even complex multi-generational planning.

    PREMIUM FINANCING Total Financial only uses realistic interest rate forecasting to protect you and the client. Our financing partners have well established track records for custom case design, and importantly, administering the loan and policy AFTER issue.

    WHAT SEPARATES US FROM THE REST? To be successful in the premium financing arena, it is essential to combine the best insurance products with the appropriate lender and a clear loan exit strategy. We carefully engineer these plans to minimize client risk and maximize returns. Call us today so we can start designing a custom program for your high net worth clients.

    For information and design with your premium financing cases, please contact. Contact Marketing Department Total Financial and Insurance Services, Inc PHONE: 310-477-7500